This book is mostly referring to Australia, but there's a lot that can apply in the US as well. This was an interesting read because Chris Kohler manages to weave some humor through the non-humorous topics. This is not a "how-to" book. I would say it's more along the lines of learning the sly ways corporations try to make extra money on you and for you to question if you feel like you're getting enough in return for the information you give them. A lot of this is stuff that I've learned already, but there was still some surprises in there, and I absolutely would recommend it to anyone else, especially if you feel like you need to tighten down a bit on money.